How long do I have to wait to file for bankruptcy again?
Many debtors who filed bankruptcy before are wondering how long they have to wait before they can file again. The answer depends on several factors.
First, how long has it been since you FILED your last bankruptcy? Notice the key date is the filing date, not the discharge date.
Second, did you receive a discharge in your case? If you did not receive a discharge, you may file again without waiting as long as the case was not dismissed with prejudice.
Third, what chapter are you looking at filing? The waiting period is different depending on the chapter you are filing. A debtor must wait eight years between filing dates on Chapter 7s.
There is only a four year waiting period between Chapter 7 and Chapter 13 filings.
If you have questions about Florida Foreclosures or Bankruptcy Law contact a Florida Attorney
Greg Gilbert
Keith Maynard
