How do I stop a Garnishment in Florida?
Having your wages garnished is very serious. In Florida, a creditor can garnish up to 25% of your take home pay.
However, proper notice of the garnishment is required. If you have recently moved or changed your mailing address, notice by publication may have been sufficient to satisfy this requirement. Even then, there are ways around a garnishment lien.
For example, in Florida, head of household income and government benefits are exempt from garnishment (except on certain student loan debt). There are several other exemptions available to Florida debtors which you should consult with an attorney about. Furthermore, filing bankruptcy will cease a garnishment action.
Even if there is a judgment and garnishment order against you, the automatic stay in a bankruptcy ceases all debt collection activities. In most cases the bankruptcy will discharge the underlying debt altogether.
If you have questions about bankruptcy in general or alternatives to bankruptcy, please contact my office.
a Jacksonville Bankruptcy Attorney.
Greg Gilbert
Keith Maynard
