Are All Personal Judgments Dischargeable in a Florida Bankruptcy?
The short answer is no. Not all personal judgments against a debtor are dischargeable in a chapter 7 bankruptcy. The type of judgment against the debtor is important.
Debtors who have civil judgments for fraud or other intentional torts entered against them are not going to be able to have those debts discharged in bankruptcy. Public policy plays a role in the dischargeability of certain debts. If people intentionally do bad things but can escape their actions by filing bankruptcy, that does not send a positive message about the bankruptcy system. There would be no deterrent in committing those actions in the future. However, judgments for negligence or breach of contract are more than likely going to be discharged in a chapter 7 bankruptcy.
If you have questions about what debts can be discharged by filing for bankruptcy, you should contact an experienced attorney.
If you have questions about bankruptcy in general or alternatives to bankruptcy, please contact Jacksonville Bankruptcy Attorney.
Greg Gilbert
Keith Maynard
